the rate has been high, so not as many loans, but that is good so that we can learn how to use the new system (Encompass). lisa xu, my mentor, is in china probably for the rest of august for family reasons. i am still doing a little bit of processing.

shawn and rebecca have given me new duties as a “nondelegated underwriter”. what does that mean? whatever loans we don’t underwrite in house, i will send to the lender by submitting the documents. i will also redisclose the Good Faith Estimate and Truth-in-Lending whenever there is a change in loan amount, rate, terms, and when locked for all loans through Encompass. i just learned how to redisclose yesterday with shawn and co. I’ve submitted a few loans through Encompass, which can be a very time consuming process.

the subject of work has kind of been on my mind for a while since there have been so many things pointing to it. we’ve been going through a sunday school series concerning God and work. it has been helpful to put in to perspective how work should effect us and what we’re ultimately working for. for me, i should not be idle at work, and for anson, he should not make work an idol.

also, in our bookclub book “respectable sins”, and we’re going through the topic of anger. the weeds of anger are resentment and bitterness. encompass has been…challenging. the processors hate it. the loan agents hate it. it’s so time consuming and everybody doesn’t like when we have to learn something new especially when management doesn’t really know how to use it either. i think i was bitter and had some resentment toward it too, but going through this book has challenged me to not let the weeds of anger enrapture me. the company must use this system if we are to go into underwriting, so learn, or be left behind. the past was before. we need to change with the company in order to be a good employee and respectful of those who are put in authority over us.